Car Leasing Vs. Financing

Expat Driving


  • Financing includes a person taking a loan out with the car lot or their bank in order to pay their car over time.
  • Customers own the vehicle at the end of the term.
  • The cash value of the vehicle is for the customer to use as they like.
  • Customers are free to drive as many miles as they want.
  • There is no worry about wear and tear, but it could lower the vehicles trade-in or resale value.
  • The vehicle is for the customer to modify as they would like.
  • At the end of the loan term, no further payments are needed.
  • Customers have built equity to help pay for their next vehicle.


  • Offers customers the ability to drive the car of their choice through payments directly paid to the manufacturer.
  • Customers need to pay a percentage down on the vehicle.
  • Customers must return the vehicle at the end of the lease, unless they decide to buy it.
  • Customers are only paying for the vehicles depreciation during the lease term, plus interest charges.
  • The future value of the vehicle doesn’t affect customers financially.
  • Customers must pay any overages in mileage on the vehicle.
  • Leases last between 2 and 4 years.
  • At the end of the lease, customers have the option of financing the purchase of the car, or leasing/buying another vehicle.
Speak to a Product Specialist today to learn about your Expat financing and leasing offers